Istidama Loan for Affected Businesses

Financing to Help Your Business Stay on Track

Repayment term of

up to 4 years.

No interest or fees

for microenterprises.

Grace period of

up to 12 months.

More Benefits

Finance professions, trades, and micro and small businesses affected by economic conditions

Borrow up to ILS 35,000.

Finance emergency operating expenses, working capital, and fixed assets.

Frequently Asked Questions

The borrower must be at least 22 years old.
The borrower must own the business, or hold at least a 51% ownership stake, and must have personally managed it for at least one year.
The business must be registered with the relevant authorities.
The business must provide the borrower’s primary monthly income, in addition to any other family income-generating activities, where applicable.
An acceptable credit rating is required.

The program supports professionals, tradespeople, and owners of micro and small businesses across all sectors whose businesses have been affected by deteriorating economic conditions.

Proof of how long the business has been operating.
Proof of profession, such as a letter from a municipality or local council, a lease agreement, or invoices.
Bank statements covering at least 6 months if the account is held with another bank.
A quotation or relevant agreements.
Sales and purchase invoices.
Photos of the business to be financed.
Proof of family income, where applicable.