Personal Loan for Microenterprise Owners

More Freedom to Meet Your Personal Needs

Competitive

interest rate.

Financing of

up to 100%.

Grace period of 3 months

within the loan term.

More Benefits

The loan is available to owners of unregistered businesses.

Simple, limited collateral requirements.

Pay bills and transfer funds between accounts through Internet Banking and the Bank-e app.Women entrepreneurs can access advisory services and targeted training workshops on financial and human resources management.

Women entrepreneurs can access advisory services and targeted training workshops on financial and human resources management.

Frequently Asked Questions

At least 1 year of experience as the business owner.
Proof of profession or proof of business.
Regular cash flow sufficient to cover the loan installments.
An acceptable rating in the returned checks system.
No overdue amounts owed by the customer.

Copies of the identification documents of the business owner (borrower) and guarantors.
A recent credit report.
Bank statements covering at least 6 months if the account is held with another bank.
Proof of business, such as a lease agreement, references, confirmation from a village council, municipality, or recognized mukhtar, or invoices.
Two gold valuations if the loan is granted against gold as collateral.