Own the home you have in mind, whether you are buying a completed property, purchasing and finishing a shell property, building a home, or refinancing.
Available against a transferred salary or satisfactory account activity, secured by a mortgage.
Free life and property insurance.
Grace period of up to 6 months if the property is not ready for occupancy.
Financing of up to 85% of the property purchase price or appraised value.
No loan origination fee for loans transferred from other banks.
Option to combine income with a first-degree relative.
Available in USD only.
Maximum age at the final installment is 70 for public-sector employees and 65 for private-sector employees.
Financing can be used to purchase a completed or under-construction property, purchase land for residential purposes, or finish or complete an existing property.
Frequently Asked Questions
The customer’s salary and/or the account activity of the borrower and/or co-borrower.
A duly registered first-ranking mortgage over the property in favor of the Bank.
Any other collateral required in accordance with the Bank’s credit policy.
Proof of income.
A separate title deed for the property.
Sale and purchase agreement.
Statements for all bank accounts.
Property valuations from two approved appraisers.
Any other documents required depending on the case
Yes. A copy of the receipt confirming payment of the property down payment must be provided.
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